Insurance We Offer

Insurance is an essential protection for childcare providers. Not only will it protect you from any devastating financial losses brought on by accidents, legal action, or employee misconduct, but it can also save your business from bankruptcy. Daycare Defender provides top-quality insurance policies and financial planning services in over 20 states.


We offer many different types of childcare insurance, including:

general liability daycare insurance

General Liability Insurance

Under general liability insurance, your daycare will be protected from any claims of bodily injury, personal injury, or property damage.

childcare abuse insurance

Abuse & Molestation Insurance

In most cases, accusations of abuse and molestation against childcare providers turn out to be completely false. However, you can still spend thousands of dollars in legal costs trying to defend your business and reputation.

daycare commercial auto insurance

Commercial Auto Insurance

Unfortunately, it’s not uncommon to be sued for a child’s injury in a car accident while out on a field trip or transporting them to or from school – even if the accident is not your fault.

daycare umbrella insurance

Umbrella Insurance

Umbrella insurance is an essential addition to primary liability policies because it protects you against large, devastating liability claims.

daycare property insurance

Property Insurance

Property insurance is designed to cover the items you own in the event of any minor or major damage, from rough play to severe weather.

daycare employment practices liability

Employment Practices Liability Insurance

Employment practices liability is a specialized type of insurance designed to protect your company from revengeful or overly-litigious employees.

daycare workers compensation

Workers’ Compensation Insurance

In almost every state, the law requires that workers’ compensation must be obtained for all employees, whether you own a family or commercial daycare.

daycare financial services

Other Financial Services

We offer other financial services to the childcare industry through Christopher Oxenham, a registered representative of Securities America.

Ready to start protecting your business? Fill out this form to receive a free insurance quote. Or, if you have questions, call us at (800) 414-1066 or email us.