Insurance We Offer
Insurance is an essential protection for childcare providers. Not only will it protect you from any devastating financial losses brought on by accidents, legal action, or employee misconduct, but it can also save your business from bankruptcy. Daycare Defender provides top-quality insurance policies and financial planning services in over 20 states.
We offer many different types of childcare insurance, including:
General Liability Insurance
Under general liability insurance, your daycare will be protected from any claims of bodily injury, personal injury, or property damage.
Abuse & Molestation Insurance
In most cases, accusations of abuse and molestation against childcare providers turn out to be completely false. However, you can still spend thousands of dollars in legal costs trying to defend your business and reputation.
Commercial Auto Insurance
Unfortunately, it’s not uncommon to be sued for a child’s injury in a car accident while out on a field trip or transporting them to or from school – even if the accident is not your fault.
Umbrella insurance is an essential addition to primary liability policies because it protects you against large, devastating liability claims.
Property insurance is designed to cover the items you own in the event of any minor or major damage, from rough play to severe weather.
Employment Practices Liability Insurance
Employment practices liability is a specialized type of insurance designed to protect your company from revengeful or overly-litigious employees.
Workers’ Compensation Insurance
Other Financial Services
We offer other financial services to the childcare industry through Christopher Oxenham, a registered representative of Securities America.