Commercial Auto Insurance
Unfortunately, it’s not uncommon to be sued for a child’s injury in a car accident while out on a field trip or transporting them to or from school – even if the accident is not your fault.
Car accidents shouldn’t cost you your business
And unlike other childcare insurance agencies, Daycare Defender’s daycare auto insurance policies actually cover the transportation of children.
That’s right – some daycare auto insurance policies might cover your automobile when used for daily operations, but not when used for transporting children.
While our comprehensive and collision commercial daycare auto insurance includes liability protection and physical damage coverage for loss due to damaged vehicles, it also protects you against claims of bodily injury and property damage while children are inside an automobile that you own, maintain, or use. You can also choose additional insurance coverage for medical payments and uninsured or underinsured motorist protection.
If your car is frequently in the shop or your staff members transport children in their own vehicles, you’ll also want to consider hired automobile liability and non-owned automobile liability daycare auto insurance. This can protect you against claims about a leased, hired, rented, or borrowed car by you or your employees.