Abuse & Molestation Insurance

In most cases, accusations of abuse and molestation against childcare providers turn out to be completely false. However, you can still spend thousands of dollars in legal costs trying to defend your business and reputation.

 

Don’t let legal defense costs bankrupt your business….


In most cases, accusations of abuse and molestation against childcare providers turn out to be completely false. However, you can still spend thousands of dollars in legal costs trying to defend your business and reputation.

daycare child abuse insurance

You could also be sued if one of the children you watch abuses another child.

This is exactly why every commercial or in-home childcare provider needs to cover themselves against abuse and molestation claims. Most of our policies apply to claims of abuse both on and off the premises. Our daycare child abuse insurance policies include coverage for sexual abuse, corporal/physical punishment, and mental abuse. Defense cost reimbursement is also available, and will cover:

  • lawsuits that name the actual individual accused of the act, instead of only the daycare center;
  • criminal and/or civil charges filed against individuals (the accused will be reimbursed for defense costs once they are acquitted or the charges are dropped); and
  • other employees of your business, including directors, assistants, and other staff.