Property insurance is designed to cover the items you own in the event of any minor or major damage, from rough play to severe weather.
You protect the children, but what about your property?
Building damage insurance provides coverage for any permanent structures listed in the policy, including completed additions, permanently installed fixtures, machinery and equipment, and outdoor fixtures, such as fences and playground equipment.
Business daycare property insurance covers personal property owned by your daycare and used in your daily operations. This can include fixtures, equipment and machinery, and furniture such as tables, chairs, cabinets, and bookcases.
The policy for both building and contents damage is written on a replacement cost basis. Using our valuation software, Daycare Defender helps guide you in maintaining replacement cost values.